Difference between interest only and capital repayment loan

Difference between interest only and capital repayment loan

In this blog we explain the difference between interest only and capital repayment mortgages, explain how they work, and tell you the main reasons for having one or the other.

Why not all collateral is equal

Why not all collateral is equal

Collateral is the term used to describe an item that you are using for security on a secured loan. With a mortgage, the house you are buying is the collateral.

What is negative equity?

What is negative equity?

When you take out a secured loan, you put up an item of value (called the collateral) against the loan.

How do loan repayments work?

How do loan repayments work?

When you take out a loan, you know that you need to repaythe money you borrowed with some interest, but how does it work and what doesit mean? In this blog we will go through an example and answer the questions.

Loan to Value ratio

Why loan to value ratio’s matter

When looking at secured loans you will often see reference to the Loan to Value ratio;often referred to as the LTV. In this blog we will look at how the LTV iscalculated, what it means and why it matters.

military life insurance

Shouldi the armed forces life insurance calculator

Of all the different products on offer, Life and Critical Illness insurance is arguably one of the most important strategies you can use to secure your financial future if the worst should happen.  Yet these types of policies have created uncertainty for Armed Forces consumers.

what is critical illness cover

What is Critical Illness Insurance

Critical or Serious Illness insurance is designed to pay out a tax-free lump sum if the policy owner is diagnosed with a critical illness such as Cancer

life-insurance-for-the-armed-forces

Life Insurance for Armed Forces Personnel

Life Insurance for people in the Armed Forces is a constantly evolving market.  Insurance companies review their attitude to the risk Armed Forces personnel pose, and change their terms and conditions frequently.

life insurance

What is Life Insurance

Life insurance is a type of policy that protects your  family financially by providing a tax free lump sum if you were to die.  It can help reduce the financial impact your death could have on your family.  Life insurance offers peace of mind to those you care about most.