How to protect your credit score this Christmas
Understanding the impact of Christmas on your credit rating to ensure you can achieve your financial goals in 2021
Entries by Chris Andrews
How does annual vs monthly vs daily interest affect my loan?
Lenders will usually advertise an annual interest rate, but not all charge their interest annually. Some will calculate the interest monthly and others will calculate it daily.
Why does my loan have an arrangement fee?
We are used to lenders charging interest, but some lenders also charge an arrangement fee. In this blog we will explain why lenders use arrangement fees, how they work, and how to compare loans with and without them.
What are the different types of loans?
Secured, lines of credit, unsecured, guaranteed… there are a whole host of words that are used to describe loans. In this blog we will explain the most common types of loans.
Understanding credit scores
Your credit score is a prediction of your ability to repay future loans and credit. It is based on your history of borrowing and bill payments. If you have a good credit score, your past is informing the lender that you are probably able to make repayments on the loan.
Why do loans vary in APR?
Why is it that the rate can vary so greatly? In this blog we will see all the things that can affect a loans’ APR.
Why not all collateral is equal
Collateral is the term used to describe an item that you are using for security on a secured loan. With a mortgage, the house you are buying is the collateral.
Shouldi the armed forces life insurance calculator
Of all the different products on offer, Life and Critical Illness insurance is arguably one of the most important strategies you can use to secure your financial future if the worst should happen. Yet these types of policies have created uncertainty for Armed Forces consumers.
What is Critical Illness Insurance
Critical or Serious Illness insurance is designed to pay out a tax-free lump sum if the policy owner is diagnosed with a critical illness such as Cancer
