How to win when it comes to New Year’s resolutions

How to win when it comes to new year’s resolutions

Often, we don’t see our resolutions through. So how can you increase your chance of success, and can you still win, even if you fail?

How to succeed with your New Year’s resolution

How to protect your credit score this Christmas

Understanding the impact of Christmas on your credit rating to ensure you can achieve your financial goals in 2021

How does annual vs monthly vs daily interest affect my loan?

How does annual vs monthly vs daily interest affect my loan?

Lenders will usually advertise an annual interest rate, but not all charge their interest annually. Some will calculate the interest monthly and others will calculate it daily.

Why does my loan have an arrangement fee?

Why does my loan have an arrangement fee?

We are used to lenders charging interest, but some lenders also charge an arrangement fee. In this blog we will explain why lenders use arrangement fees, how they work, and how to compare loans with and without them.

What are the different types of loans?

What are the different types of loans?

Secured, lines of credit, unsecured, guaranteed… there are a whole host of words that are used to describe loans. In this blog we will explain the most common types of loans.

Understanding credit scores

Understanding credit scores

Your credit score is a prediction of your ability to repay future loans and credit. It is based on your history of borrowing and bill payments. If you have a good credit score, your past is informing the lender that you are probably able to make repayments on the loan.

Why do loans vary in APR?

Why do loans vary in APR?

Why is it that the rate can vary so greatly? In this blog we will see all the things that can affect a loans’ APR.